[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.durabau.sk\/zivot-na-dlh\/#Article","mainEntityOfPage":"https:\/\/www.durabau.sk\/zivot-na-dlh\/","headline":"\u017divot na dlh","name":"\u017divot na dlh","description":"Dne\u0161n\u00e1 doba je u\u017e tak\u00e1. Mnoh\u00ed z\u00a0n\u00e1s \u017eij\u00fa na dlh. Nehovor\u00edm o\u00a0\u017eiadnom subjekt\u00edvnom n\u00e1zore. Sta\u010d\u00ed sa pozrie\u0165 na \u0161tatistiky b\u00e1nk. Pod\u013ea nich ka\u017ed\u00fd druh\u00fd Slov\u00e1k spl\u00e1ca p\u00f4\u017ei\u010dku, \u00faver, alebo hypot\u00e9ku. […]","datePublished":"2019-01-27","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.durabau.sk\/author\/#Person","name":"","url":"https:\/\/www.durabau.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"durabau.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.durabau.sk\/wp-content\/uploads\/img_a298653_w16803_t1553703096.png","url":"https:\/\/www.durabau.sk\/wp-content\/uploads\/img_a298653_w16803_t1553703096.png","height":0,"width":0},"url":"https:\/\/www.durabau.sk\/zivot-na-dlh\/","wordCount":421,"articleBody":"Dne\u0161n\u00e1 doba je u\u017e tak\u00e1. Mnoh\u00ed z\u00a0n\u00e1s \u017eij\u00fa na dlh. Nehovor\u00edm o\u00a0\u017eiadnom subjekt\u00edvnom n\u00e1zore. Sta\u010d\u00ed sa pozrie\u0165 na \u0161tatistiky b\u00e1nk. Pod\u013ea nich ka\u017ed\u00fd druh\u00fd Slov\u00e1k spl\u00e1ca p\u00f4\u017ei\u010dku, \u00faver, alebo hypot\u00e9ku. Je to ale dobr\u00fd n\u00e1pad? Oplat\u00ed sa po\u017ei\u010diava\u0165 si peniaze, za ktor\u00e9 budete musie\u0165 v\u00a0kone\u010dnom d\u00f4sledku zaplati\u0165 ove\u013ea viac?\u00a0Od finan\u010dnej p\u00f4\u017ei\u010dky v\u00e1s ur\u010dite nechcem odr\u00e1dza\u0165. Ide len o\u00a0va\u0161e rozhodnutie. Ja tie\u017e patr\u00edm k\u00a0t\u00fdm, ktor\u00ed svoju du\u0161u up\u00edsali banke. Poviem v\u00e1m pravdu, \u017ee ak by som pred podobn\u00fdm rozhodnut\u00edm st\u00e1l dnes, p\u00f4\u017ei\u010dku si u\u017e asi nevezmem. Nie \u017ee by som mal probl\u00e9m uhr\u00e1dza\u0165 spl\u00e1tky. To nie. probl\u00e9mom je, \u017ee ka\u017ed\u00fd mesiac prepadnem z\u00fafalstvu, preto\u017ee si uvedom\u00edm, \u017ee takmer polovicu toho, \u010do zarob\u00edm mus\u00edm posla\u0165 niekomu \u201ecudziemu\u201c na \u00fa\u010det. No a\u00a0ja za to nem\u00e1m ni\u010d. Jedine to, \u017ee mi nikto nepr\u00edde vzia\u0165 byt, alebo auto. Samozrejme, \u017ee to trochu nafukujem, ale \u00faprimne mi to naozaj trh\u00e1 \u017eily.Na druhej strane sa ale v\u017edy upokoj\u00edm t\u00fdm, \u017ee v\u00a0\u010dase, ke\u010f som si peniaze od banky po\u017ei\u010dal, som ich naozaj potreboval a\u00a0navy\u0161e mi aj skuto\u010dne pomohli. V\u010faka tomu dnes nemus\u00edm rie\u0161i\u0165 neust\u00e1le opravy m\u00f4jho star\u00e9ho auta, byt je zrekon\u0161truovan\u00fd a\u00a0pomohlo mi to rozbehn\u00fa\u0165 aj jeden m\u00f4j mal\u00fd biznis.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Na\u010do vlastne tieto veci p\u00ed\u0161em? V\u00a0podstate asi len preto, aby ste sa pred uzavret\u00edm p\u00f4\u017ei\u010dky dobre zamysleli. Hlavne si nastavte spl\u00e1tky tak, aby ste ich boli schopn\u00ed pl\u00e1ca\u0165. A\u00a0e\u0161te jedna dobr\u00e1 rada. V\u017edy si z\u00a0p\u00f4\u017ei\u010dky nie\u010do odlo\u017ete bokom. Tak m\u00e1te istotu, \u017ee ak by ste sa odstali do situ\u00e1cie, \u017ee zrazu nebudete ma\u0165 pr\u00e1cu a\u00a0peniaze, m\u00e1te nejak\u00fd \u010das na vyrie\u0161enie tohto probl\u00e9mu. Ak m\u00e1te rodi\u010dov, alebo zn\u00e1mych nehroz\u00ed v\u00e1m, aby ste umreli hladom, ve\u010f nejak\u00fd ten chlieb a\u00a0maslo v\u00e1m v\u017edy ur\u010dite pom\u00f4\u017eu k\u00fapi\u0165. Banka je v\u00a0tomto ale in\u00e1. Nespl\u00e1cate a\u00a0je im jedno pre\u010do. Tak sa dost\u00e1vate st\u00e1le do v\u00e4\u010d\u0161\u00edch a\u00a0v\u00e4\u010d\u0161\u00edch dlhov, z\u00a0ktor\u00fdch sa nemus\u00edte dosta\u0165 do konca \u017eivota.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017divot na dlh","item":"https:\/\/www.durabau.sk\/zivot-na-dlh\/#breadcrumbitem"}]}]